Credit Card Checker

Credit card checker

The credit card checker, presented in this article, allows you to check whether a specific card number is valid or not. So far, even a random number of a non-existing banking card can be considered as a valid one, if it is generated according to all the rules.

Every bank card number has the same structure, which consists of the four elements: the identifier of the industry (known as the MII), the identifier of the issuer (known as the IIN), the identifier of the card directly connected with the bank account, and the check digit. This way, it appears that the number of any credit card is created according to the commonly used standard.

Despite the fact that the numbers of all credit & debit cards are standardized, each of the financial companies can boast some specialties regarding the numbers of their cards. For instance, the length of the card numbers noticeably varies across the financial companies. Below, you can get to know more about the differences between the card numbers of the different financial companies and how to recognize the credit cards of the most popular financial companies. Our credit card checker will also tell you

Online credit card checker

Credit Card Type Credit Card Number
American Express 371449635398431
Diners Club 30569309025904
Discover 6011111111111117
JCB 3530111333300000
MasterCard 5555555555554444
Visa 4111111111111111

Typical Structure of VISA credit card number

Visa credit & debit cards are one of the most widely used, and it is not that difficult task to recognize them. The length of Visa and Visa Electron card numbers usually appears to be 16 digits, even though some Visa Electron cards can boast the numbers with just 13 digits.

The IIN – which consists of the first six figures – of all Visa credit cards begins with 4. It means that the IIN of any Visa card looks like the following: 4xxxx. Though, Visa Electron cards are usually found with such IIN like: 4917xx, 4913xx, 4844xx, 4508xx, 417500, and 4026xx.

Typical Structure of MASTERCARD credit card number

Unlike the numbers on the Visa credit cards, the numbers of MasterCard credit & debit cards feature as many as 16 digits (yes, and it can never be different). Thus, it comes as a no surprise that the majority of people have got used to the “standard” 16-digit-long numbers of MasterCard and Visa cards. By the way, both of these financial companies appear to be the fiercest rivals.

Regarding the IIN of the MasterCard credit card numbers, it always begins with two digits in the range between 51 and 55. I.e. the credit card with the number that begins with 51xxxx, 52xxxx, 53xxxx, 54xxxx and 55xxxx is issued, without any doubt, by MasterCard.

Typical Structure of DISCOVER CARD credit card number

Discover Card is, indeed, a less serious rival than the previously mentioned two companies, yet many people opt to use the services of this company. Similar to MasterCard, the numbers of the Discover credit cards can be solely 16-digit long.

Regarding the IIN of the Discover card numbers, it can differ quite much. One of the most frequently seen Discover’s IIN is 6011xx. 65xxxx can also be found in the numbers of many Discover cards. However, the IIN (i.e. the first six figures in the bank card numbers) may be much more different for Discover cards. The numbers of Discover cards can also begin with the figures in the range between 622126 and 622925 as well as between 644 and 649.

Typical Structure of AMERICAN EXPRESS credit card number

American Express is one of the financial companies that do not have credit cards with widely-used numbers consisting of 16 digits. On the contrary, the numbers on American Express credit cards contain solely 15 figures, and it is so always without exceptions.

You can easily recognize American Express card numbers: in addition to being 15-digit long, they always begin either with 34 or with 37. The symbol of American Express (on the cards) is AmEx.

Tips for Card and PIN Safety

Tips for Card and PIN Safety

You always want to make sure that your funds on the bank account are always in safety. Yet, it is not that easy to ensure the maximum safety in the world where online frauds happen every single day. However, there are some simple rules, and you can avoid major issues if you will just follow them.

In the first place, you should always keep your PIN as a secret, regardless of circumstances. It is the code that no other person, except of you, has to know. No company and no website would need your PIN code. Even your bank is obliged not to task your PIN. After all, pay attention to the cyber security: make sure that your PC has all recommended software installed, which is able to prevent the leakage of PIN while making online purchases.

Another advice is to be watchful regarding your email. When you get spam letters with suspicious links in your email address, do not dare to click on them and get entered on those websites. Otherwise, you would most probably be hacked, and all the personal information of yours would be stolen. It is not surprising that it is just a step away from having the money from your bank account stolen.

However, your awareness on the internet should not be limited just by your email address. When you have decided to go shopping online, check whether the website where you enter the information is protected and has a certificate (a green mark in the address line of your browser). After completing a purchase on a website, get logged out from it.

Track the statements you receive on your phone as SMS messages or in the bank app. If you have noticed that there was conducted the operation you have not carried out, immediately change the password for the online banking app and call the bank support. Indeed, you also should be careful when entering your password in the app of online banking in public places. The same stands for ATMs: when entering your account with an ATM, make sure that you have blocked the view for others behind you.

Although this aspect is not connected with frauds, it is important anyway: protect your credit & debit cards. Make sure that your card does not get dirty, demagnetized or damaged. In order to ensure the physical safety of your card, make sure that it is always in your wallet. Avoid placing the card near keys, magnetic objects, grit and dirt, and other objects that are able to damage it.

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